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Pyramid’s Visa Credit Card program gives you the benefits and buying power you want with low-rate and cash back options.

Credit cards can be a convenient way to pay for purchases and build a credit history. But you should only carry cards you can trust. Get the credit card you deserve, with options that fit your lifestyle. Enjoy worldwide acceptance and Visa zero liability fraud protection!

WHICH CARD IS RIGHT FOR YOU?

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Pyramid VISA Card

PLATINUM VISA

Looking for a credit card that actually saves you money? The Pyramid Platinum Visa card has one of the lowest rates around.
•    Low Introductory rates for the first 12 months
•    No Annual Fee
•    EMV chip technology for added security
•    No Over Limit Fees
•    One low rate for purchases, cash advances and balance transfers
•    Secured Visa available to establish or rebuild credit

Interest Rates & Interest Charges
Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances Platinum Premier
2.99%introductory APR for 12 months
After that, your APR will be8.50%*. This APR will vary with the market based on the Prime Rate.
Platinum
4.99%introductory APR for 12 months
After that, your APR will be10.25%**. This APR will vary with the market based on the Prime Rate.
Credit Builder
17.99%
This APR is a fixed rate.
Minimum Payment Due 2% or $25.00 whichever is more
How We Calculate Your Balance We use a method called "average daily balance (including new purchases)"
How to Avoid Paying Interest on Purchases Your due date is 26 days from the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. If you are charged interest the charge will be no less than $1.00.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the consumer Financial Protection Bureau at
http://www.consumerfinance.gov/learnmore

Prime Rate: Variable Rate APR based on the 4.75% Prime Rate as of 11/1/2019.
*We add3.75%to the Prime Rate to determine the Purchase, Balance Transfer and Cash Advance APR.
**We add5.50% to the Prime Rate to determine the Purchase, Balance Transfer and Cash Advance APR.

Pyramid VISA Card

CASHBACK VISA

Maybe you're looking for a card that paysyou back. Earn up to $1,500  a year on any purchase, anywhere with the Pyramid Cash Back Visa card.
•    Low Introductory rates for the first 12 months
•    No Annual Fee
•    EMV chip technology for added security
•    No Over Limit Fees
•    One low rate for purchases, cash advances and balance transfers
  

Interest Rates & Interest Charges
Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances Cash Back Premier
2.99%introductory APR for 12 months
After that, your APR will be11.75%*. This APR will vary with the market based on the Prime Rate.
Cash Back
4.99%introductory APR for 12 months
After that, your APR will be15.25%**. This APR will vary with the market based on the Prime Rate.
Minimum Payment Due 2% or $25.00 whichever is more
How We Calculate Your Balance We use a method called "average daily balance (including new purchases)"
How to Avoid Paying Interest on Purchases Your due date is 26 days from the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. If you are charged interest the charge will be no less than $1.00.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the consumer Financial Protection Bureau at
http://www.consumerfinance.gov/learnmore
Cash Back Bonus All purchases made with your Pyramid FCU Cash Back Platinum Visa earn a cash back bonus of 1.5%. Cash advances and balance transfers do not earn a cash back bonus. Credits for returned merchandise and credits for disputed transactions will be deducted from the bonus total. Your cash back bonus will be reflected on your November statement as a credit to your account. Any earned and unpaid cash back bonus will be forfeited upon closure of your Pyramid FCU Cash Back Platinum Visa. Pyramid FCU reserves the right to change and/or terminate the cash back bonus at any time.

Prime Rate: Variable Rate APR based on the 4.75% Prime Rate as of 11/1/2019.
*We add7.00%to the Prime Rate to determine the Purchase, Balance Transfer and Cash Advance APR.
**We add10.50% to the Prime Rate to determine the Purchase, Balance Transfer and Cash Advance APR.

Either way you'll save with 12 months of low intro rates, no annual fees and no over limit fees. Apply online, download an application, call or stop by to start saving, today!

If you already have a Pyramid Visa, but would like to switch card programs, contact us and we'll explore options to move you to a card that better suits you.

Transfer higher rate credit card balances and save!

How long will it take to payoff my credit card?

Lost or Stolen Credit Card
If your credit card was lost or stolen, please call us at (520) 795.7950 or (800) 947.9726 during business hours. After hours call 1(888)241.2510
Card Security Calls: We may call you from area code 781 to verify charges.
Card Security Call Back: (866) 661.4232

I was able to start my credit history with a Secured VISA from Pyramid and now I have a great understanding of credit usage and a 720+ FICO score!