Privacy Policy

  FACTS

WHAT DOES PYRAMID FEDERAL CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?

  Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

  What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• Account balances and payment history
• Credit history and credit scores

  How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Pyramid Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Pyramid Federal
Credit Union share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes—
to offer our products and services to you

YES

NO

For joint marketing with other financial companies

YES

NO

For our affiliates’ everyday business purposes—
information about your transactions and experiences

NO

NO

For our affiliates’ everyday business purposes—
information about your creditworthiness

NO

NO

For nonaffiliates to market to you

YES

YES

  To limit our sharing

• Call 520-795-7950 or write to us at PO Box 12100, Tucson AZ 85732-2100
• Visit us online: www.pyramidfcu.org
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

  Questions?

Call(520) 795.7950 or go to memberservice@pyramidfcu.org

 

  Who we are

Who is providing this notice?

PYRAMID FEDERAL CREDIT UNION

  What we do

How doesPYRAMID FCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files
and buildings.

We authorize our employees to get information about you only when they need it to do their work for us.

How doesPYRAMID FCU collect my personal information?

We collect your personal information, for example, when you
• Open an account or deposit money
• Pay your bills or apply for a loan
• Use your credit or debit card
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choice will apply to everyone on your account.

  Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
Pyramid Federal Credit Union does not share with affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
We disclose to non-affiliated companies only for our everyday business purposes such as to process transactions, maintain accounts, report to credit bureaus, or as otherwise permitted by law.

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include insurance companies and financial service providers.