Share Account Rates & Fee Schedules

MEMBER SHARE, SMART MONEY & MEMBER DEFINED SAVINGS ACCOUNTS
(An average daily balance of $100 is required to earn dividends)

Dividend Rate APY*
.05% .05%

ROUND UP HIGH YIELD SAVINGS ACCOUNT
(Deposits only made through debit card round up feature)

Balance Dividend Rate APY*
$0.01-$500.00 3.00% 3.04%
Over $500.00 .05% .05%

MONEY MARKET ACCOUNT
(Dividend rate is based on the average daily balance)

  Dividend Rate APY*
$1,000 to $9,999.99 .20% .20%
$10,000 to $24,999.99 .20% .20%
$25,000 to $89,999.99 .25% .25%
$90,000 to $174,999.99 .35% .35%
$175,000 and up .50% .50%

FEE SCHEDULE
Rates and Fee Schedule as of 11/1/2019

SHARE CERTIFICATES
(A minimum of $500 is required to establish a share certificate)

Term Dividend Rate APY*
6-Month 1.10% 1.10%
1 Year 1.25% 1.25%
2 Year 1.55% 1.55%
3 Year 1.75% 1.76%
4 Year 1.75%  1.76%
5 Year 2.05% 2.06%

INDIVIDUAL RETIREMENT ACCOUNTS (IRA)

  Dividend Rate APY*
Over $5.00 .70% .70%

*APY=Annual Percentage Yield. Penalty for early withdrawal.  Dividend Rates & Annual Percentage Yields (APY) are variable rates. Dividends are based on Pyramid Federal Credit Union's earnings at the end of a dividend period and are approved by the Board after the fact. They cannot be declared in advance. Rates and terms are subject to change at any time. Please contact Pyramid Federal Credit Union for further information.