Shopping for a home is an exciting time but can also be stressful; getting a loan to purchase your home shouldn't be. If you're buying your first house or looking to upgrade, Pyramid and Centennial Lending offer a range of solutions. Working together, Centennial helps Pyramid members achieve their home ownership dreams every day.

Loan Types: Conventional, FHA, and VA; 1st-Time Home Buyers

Loans for all dwelling types: Traditional and Manufactured Homes, Second Homes, Rentals,  Condos & Townhouses.

If you have significant equity in your home, you may be able to pay off your mortgage in as little as 10 years and not even raise your payment. Take advantage of our hassle-free FASTRACKMortgage refinance solution:

• Refinance in 30 days or less for as low as $995* on a 10- or 15-year mortgage
• No appraisal needed in most cases
• Refinance your mortgage and, if needed, take cash from your home’s equity
• Deal directly with the people you know and trust from your credit union
   
  *Rates and fees are subject to change.

Borrow against your home's equity to consolidate debt, remodel, pay for a major expense at affordable rates and fixed terms.

• Fixed-rate for life of loan
• Up to 10-year term
• Lump sum cash at closing

Borrow what you need, pay it back, and borrow again without having to reapply.

• Variable rate for life of loan
• 20-year term which includes:
• 5-year draw period interest-only payments
• 15- year principal and interest payments