Share Account Rates & Fee Schedules
MEMBER SHARE, SMART MONEY & MEMBER DEFINED SAVINGS ACCOUNTS
(An average daily balance of $100 is required to earn dividends)
| Dividend Rate | APY* |
| .05% | .05% |
ROUND UP HIGH-YIELD SAVINGS ACCOUNT
(Deposits only made through debit card round-up feature)
| Balance | Dividend Rate | APY* |
| $0.01-$1,000 | 3.00% | 3.04% |
| Over $1,000 | .05% | .05% |
MONEY MARKET ACCOUNT
(Dividend rate is based on the average daily balance)
| Dividend Rate | APY* | |
| $1,000 to $25,000 | .30% | .30% |
| $25,000.01 to $90,000 | .50% | .50% |
| $90,000.01 to $175,000 | 1.64% | 1.65% |
| $175,000.01 to $250,000 | 1.64% | 1.65% |
| $250,000.01 and up | 2.13% | 2.15% |
FEE SCHEDULE
Rates and Fee Schedule as of 12/1/2024
SHARE CERTIFICATES
(A minimum of $500 is required to establish a share certificate)
| Term | Dividend Rate | APY* |
| 6-Month | 3.70% | 3.75% |
| 1 Year | 3.70% | 3.75% |
| 2 Year | 3.46% | 3.50% |
| 3 Year | 3.02% | 3.05% |
| 4 Year | 3.02% | 3.05% |
| 5 Year | 3.02% | 3.05% |
GOAL SHARE CERTIFICATE
(A minimum of $25 is required to establish this share certificate)
| Balance | Term | Dividend Rate | APY* |
| $25-$1,000 | 1 Year | 4.00% | 4.07% |
| Over $1,000 | .05% | .05% |
INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
| Dividend Rate | APY* | |
| Over $5.00 | .70% | .70% |
*APY=Annual Percentage Yield. Penalty for early withdrawal. Dividend Rates & Annual Percentage Yields (APY) are variable rates. Dividends are based on Pyramid Federal Credit Union's earnings at the end of a dividend period and are approved by the Board after the fact. They cannot be declared in advance. Rates and terms are subject to change at any time. Please contact Pyramid Federal Credit Union for further information.